A tractor with AC for a reasonable price point would be nice.
If you price a Kubota 2650 with a cab that has AC, you are looking at 32k (list price off their website) with just a loader and a mower. Add the backhoe and you are at 40k.
A 1025r with 120R loader and mower is $16.8k. Add a cab to that with AC for 6-7k, and that's actually a reasonable price for the comfort. That's the price of a backhoe option.
So you can choose the cab with AC or a backhoe. Not a bad choice.