Fraudulent Federal and State Income Tax Returns filed on your behalf
Several friends of mine along with numerous other people I have spoken with have filed their Federal and or State Income Tax returns and when they submitted them, the IRS or State Treasury (in some cases both) have responded by notifying these people that their tax returns for the current year required have already been submitted. In some cases, the returns have already been processed and the refunds have been sent (mailed or electronically transferred) to SOMEONE ELSE or in a few other cases, the people received a notice from the IRS seeking additional information for a return which the actual taxpayer had NOT YET SUBMITTED.
The common link to the one's I have seen and to those I have spoken with are that all of the returns had been submitted electronically, both in this year at and least one prior tax year. Each of those whom I have spoken with have also indicated that in the prior year, their returns were submitted via electronic remittance with having used either the Turbo Tax program, some had used the H&R Block software and even a few of them were submitted electronically by their tax preparer. I have yet to speak with anyone who actually remitted a paper return last year and experienced the identity theft of their tax refunds.
As you may know, the Federal law now requires that all "Paid Preparers" must remit their clients returns electronically and they are not allowed (well at least they aren't supposed to) remit the clients returns in the old fashioned "paper" method of remittance. I ONLY submit my returns in the old fashioned manner as I want someone at the Irs to have to handle my return instead of merely hitting buttons.
Several people were entitled to refunds which were sent to the fraudsters electronic accounts. This is created a significant mess for those involved as the tax refunds to which they may be entitled are stolen by someone else and to make matters even worse, for those who have signed up for ObamaCare and who have filed for a "premium subsidy" the information I have seen thus far indicates that the subsidy information was manipulated to significantly inflate the subsidy, which in turn dramatically increases the refund, which the actual taxpayer isn't entitled to based upon their real income and correct subsidy.
Several of these people are experiencing serious troubles with their ObamScare insurance now because the correct subsidy is being withheld because in the Governments eyes, the taxpayer has received a refund of money to which they are not entitled. To futher "F" things up, the IRS will NOT provide any details to the actual taxpayer about the fraudulent return which was filed, so the necessary corrections and adjustments can be processed. In fact the IRS will NOT provide any information to those who have been vicimized other than to say that they already have their 2014 Tax Return and it has resulted in the CORRECT and ACCURATE returns being sent back to the taxpayers.
I could go on and on about the problem and complications, but first I wanted people to be aware of this issue and for the rest of our GTT Family to keep their eyes open and to be as proactive as possible in checking and dealing with this matter. I knew the HealthCare.Gov website was very weak security wise and it now seems to be the source of many, but certainly not all of the information stolen from victims.
Also, please be advised that another source of information stolen is from health Care sources where you submit your identity and provide your information as well as a copy of your drivers license or other proof of I.D.
Another very important warning to be aware of If you get an Explanation of benefit form, also referred to as an EOB from anyone which indicated you or a loved one has received a test or medical care for which you have no recollection, MAKE SURE to contact your medical insurer IMMEDIATELY. Several people I have spoken with have been paying copayments, deductibles or coinsurance amounts to providers when in reality they owe nothing because the entire claim was fraudulent and the thiefs are merely stealing claim money from your insurer.
If either of these have happened to you or anyone you know of, please make sure they contact the IRS and other tax authorities IMMEDIATELY and in writing to put them on notice that there is a fraudulent transaction occuring. If you get letters from the IRS or others asking for more tax information about the return you remitted and you haven't yet remitted that return, respond imediately to attempt to thwart the payment of your tax refunds to some thief out there.
It is truly pathetic how some people will steal from anyone in anyway instead of actually earning their money.
Oh, one more thing. I have also seen FAKE warning notices from Insurance companies and the IRS claiming that your information has been stolen and they are offering you FREE identity theft protection to help you deal with the problem. It is the FREE Identity theft Service in SOME CASES who is actually stealing your info when you provide it to them thinking they are going to help you.
You really have to be careful when you are dealing with anyone in any form. make sure that the website you are on matches the actual company you are supposed to be dealing with. Make sure they are providing a secure transaction. Make sure they are really legitimate, even if they appear to be. Scammers are everywhere and getting more bold and clever in their efforts to steal from those few of us who actually work and produce something in our economy.
If you have any elderly family members or friends with whom you help on their tax, insurance or other financial matters, watch the information these people get VERY CLOSELY as another common approach is to target the elderly as they sometimes have more difficulty noticing the improper activity which leads to someone stealing from them either outright, thru fake insurance claims or false tax returns and other dubious methods.
If you have questions or issues, I will provide whatever assistance I can, just post them in this thread. Sorry to be the bearer of such bad news but it is important we all have our eyes wide open on these matters.