I am not a credit card person as to leave a balance and pay the interest, but I will admit fully that I never have any cash on me anymore. I live 100 percent off my credit card even for small purchases.
So I get an invite to the Visa Black Card last night. $495 per year plus $195 per person you add to the card. I laughed but still read it due to my interest, then googled it this morning and it came up with comparisons between the Amex platinum and the Visa Black Card. They both have some pretty stout benefits. I like that the Black Card gives you an extra 1 year warranty past the manufacturers warranty on anything you buy with it. But that is where the card stops.
The Amex Platinum card has some wonderful travel benefits and will reimburse you up to $200 per card worth of baggage fees and drinks on a plane. I have never had an American express card before, but with all the traveling my wife does for work, I signed up. She will get some great benefits, I hope. I guess that's why I made this thread.
Does anyone out there have an American express card or the Platinum card? Does it provide the benefits they say?
Also, it seems Amex is not taken everywhere? Again, first Amex card.
Thanks for any tips.