Thinking of Upgrading
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    Thinking of Upgrading

    So, I made the mistake and stopped into the Deerlership just as they were closing down for the weekend, an lo and behold there it sits. The 1025R FILB all decked out in green with black accents and chrome hood ornament. And just as I bring myself to touch the armrest on the seat, out pops a friendly salesman who immediately tells me that "Right now is the best time to buy, we are giving $1500 off if you get 2 implements and 0% financing for 5 years until the end of October" (same deal as they run in April every year). So I proceed to run numbers in my head and figure out that for a mere $3500 more than what I spent 18 months ago on my 1023E, I could have all of the niceties that come on the 1025R, and a BH to boot.

    To make things even worse, the wife turns to me and says "Heck, if you can get one with a BH, then you can dig me that pond I always wanted!", and proceeded to absolutely justify the extra $50 a month the payments would rise. This, of course, stuns me .

    So, first question for the group here. How much do you think I will get for my trade in? I would really only be trading in the core tractor, and keep my H120 loader (I'll buy another inexpensive implement to get the $1500 off, BH is the first implement). I'm thinking around $9K because I only have 75 hours on the machine.

    Second question, who is this woman sitting across from me at the dining room table, and where has she hidden my wife?
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    Keeper of the GTT Cookies dieselshadow's Avatar
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    I have no idea what happened to your wife. Maybe she isn't feeling good?


    I suspect your trade-in value won't be as much as you would think. This happened to me when I upgraded to my 2720 from the 1026R. It hard for the dealer to sell a relatively new tractor when a new one has zero percent interest available. This means only a cash buyer would be interested or the price needs to be low enough for him to sell it. He isn't going to buy it and not make money, so you're the one that'll take the hit. Sorry to say that, but it's the truth. I can say it was worth it for me to trade.
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    Senior GTT Super Slacker Gizmo2's Avatar
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    What he said^^^
    Keith

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    Why not just see if they will throw a BH onto your current payment plan, keep your tractor, and not take a huge hit on your current investment? I am wondering what it would take to do this myself, as I didnt have a need for the BH when I bought my 2520, but sure would like to have it now that I see what they are capable of.
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    Quote Originally Posted by jessman388 View Post
    Why not just see if they will throw a BH onto your current payment plan, keep your tractor, and not take a huge hit on your current investment? I am wondering what it would take to do this myself, as I didnt have a need for the BH when I bought my 2520, but sure would like to have it now that I see what they are capable of.
    Well, I've researched this very solution. The BH would cost upwards of $5K, I'd have to install the power beyond hydraulics so add another $500, and add the swivel seat which will add another $500, and if I had the Deerlership do the work add another $1K for labor. Total about $7K.

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    Captain Hook Kennyd's Avatar
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    Quote Originally Posted by Tonton View Post
    Well, I've researched this very solution. The BH would cost upwards of $5K, I'd have to install the power beyond hydraulics so add another $500, and add the swivel seat which will add another $500, and if I had the Deerlership do the work add another $1K for labor. Total about $7K.
    The swivel seat is included in the hoe price I think, the PB kit is not $500 and its easy to install, as is the hoe if you can do it-1k for labor is crazy, are you guessing that or did they quote that?
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    Quote Originally Posted by Kennyd View Post
    The swivel seat is included in the hoe price I think, the PB kit is not $500 and its easy to install, as is the hoe if you can do it-1k for labor is crazy, are you guessing that or did they quote that?
    Guessing at $65/hr and about 15 hours to do all the work would be about $1K. Buying a new 1025R with a BH would run about $17K with the incentives. I trade mine in and net $1K (only owe $7K, thinking I'll get about $8K for trade in), brings the total financed to $16K. At 0% for 5 years, that's $266/ month ($68 more than I am paying now). Seems worth it, plus I'll get a new 2 year warranty, which mine will be up in April...

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    Quote Originally Posted by Tonton View Post
    Guessing at $65/hr and about 15 hours to do all the work would be about $1K. Buying a new 1025R with a BH would run about $17K with the incentives. I trade mine in and net $1K (only owe $7K, thinking I'll get about $8K for trade in), brings the total financed to $16K. At 0% for 5 years, that's $266/ month ($68 more than I am paying now). Seems worth it, plus I'll get a new 2 year warranty, which mine will be up in April...
    Well, seems you've justified it with math.

    Only you can really make the decision on what makes sense. Get hard numbers for everything, right down to the new payment number from the dealer. Don't estimate it.

    And walk in with an acceptable number for that new payment already determined, and walk away from the deal if it's more.

    $68/month over five years is $4080. Add in the loss on trading your tractor to understand how much it will "really" cost you.
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    When I traded my 1026r in on a 25r ,I kept my fel and bh , tractor was 2 yrs old and had app 300 hrs if I remember correctly. I think they allowed me 10500 or 11 for tractor and 60" mower. Wasn't the amount I thought it would be but when you can buy a new one for 0 % compared to a 3-5 %.
    The dealer had given me a price of changing things for me of 1500 but when the dust cleared it was closer to 350. If my hadn't been leaking oil at the mid pto shaft I would have still owned my old 1026r.
    As for buying 2 attachments a Imatch for around 350 counts as a attachment....
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    rgd
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    There is a thread on here where one of the members installed his own BH and power beyond. I bet you could most of what you want in the 5000 area...if you install it yourself. You'll take that big of hit, more than likely trading. Might be something to think about.
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