There have been quite a few posts lately on weights of trailers vs trucks and what all this means. I have been chiming in on some of these posts with info from my experience with this from the camping side. While this is a tractor forum, some people move their tractors around and for the most part it doesn't matter if it is a utility trailer or a camper, it isn't really much different. A camper is just a little more sensitive to wind so we will run a little more tongue weight, closer to the 15% of trailer weight since we can't adjust weight forward back as easy as it would be for a tractor on a utility trailer.
I was on Youtube last night and happened to see a video from a family that I had been following that had a video on this topic. They are a family of 5 that home (camper) school their kids, live full time in the RV traveling all over the US. I hadn't really watched much of their stuff lately but this video is pretty well put together covering what all the weights are, where to find them, what they mean and he has a link to an Excel spreadsheet in the description that will do the calculations for you.
He also mentions that you can do what you want but explains what will most likely happen if you have to go through a weigh station while on the road and what they will look at. Then goes over a few scenarios with what the numbers mean with his truck and camper as well as what happens to those numbers when going from a 3/4 ton to 1 Ton SRW to 1 Ton DRW and gets into 5th wheel campers a bit.
I will say that when they first started out they had way more camper than truck. Not sure when they moved up to the 3/4 ton but I want to say they had a 1/2 way over loaded at first. So they must have figured this out on the way somewhere.
It is kind of a long video but if you are trailering stuff and don't understand these numbers it is a pretty good investment of 15 minutes of your time. There are a couple things I would have changed but overall I would rate it at 95%. He does mention to visit their blog for any corrections to the video because he admits he might make a mistake or two.
Not trying to be the trailer cop around here but if this information can help someone understand the numbers it makes everyone more safe. I don't want to be on the road next to someone who ignores this stuff. I also don't agree with the marketing practices of the manufacturers out there that only talk about towing capacity because that only applies under certain cases and people will assume they are just fine when they are way over limits.
Hope this helps.