My insurance company is offering "up to a 30 Percent discount" if I install a vehicle monitoring device for 3 months. It supposedly monitors how far you drive, when you drive, and excessive acceleration and braking. It probably monitors a lot more, but that's all the offer list admits to.
The device plugs into the OBD port and sends the data to the monitoring company.
My concern with the insurance company monitor is that about half the time I drive the truck I am towing a trailer, and that the acceleration readings may be skewed towards "excessive" since more throttle is needed to get the trailer up to speed and maintain the speed on grades.
Anyone with experince, advice, or opinions? Thanks.