Sadly, its surprising how many people who sell tractors for a living are so misinformed about rear ballast. One day, their ignorance or indifference will lead to legal action against the dealership when someone they provide terrible advice to is either injured or worse.
Lifting snow with the FEL is one thing and depending upon the temps, you can get a bucket load which might approach the capacity of the loader, but its unlikely. How you lift things and the weight of the object are just part of the equation with rear ballast. Ballast is about balance of the machine. A properly ballasted machine is a well balanced machine. It's also a machine which is much safer and far less likely to be damaged.
""I know snow isn't that heavy, but I am not sure I will ever need rear ballast for the things I will be lifting. I had the forks on with 7 totes piled on them. They were heavy and filled with oils and such. At first I was like I don't know if I will be able to lift this, but it didn't even struggle nor did I feel worried about it tipping.""
How much does a large limb which a storm might brings down weigh? You have no idea how you will be using the tractor as time goes on. One of the most common things which newer owners of equipment will tell us is that they found themselves using their tractors and equipment in ways which they couldn't even imagine, nor had they ever planned or anticipated.
Often, they are surprised by the projects they find for their tractors and readily admit they never imagined they would use their tractors in ways which they now often do. How will that be for you? It's hard to say but to think you won't be lifting heavy items is unrealistic.
The entire point of ballast is to balance the machine front to rear. As a tractor sits without the FEL and without anything on the 3ph, it;s relatively balanced from an engineering design perspective. The moment you add the FEL, the machine is nose heavy. Add any weight to the bucket or pallet forks, its very unbalanced on the front of the machine.
Experience will make you aware of these things. We don't advocate for ballast for any reasons other than operator safety and machine longevity. I carry a MINIMUM of 450 pounds of rear ballast on my 3ph carry all and my tractor already has the Mauser cab, which adds 425 pounds directly over the axle on the operator station.
During times of heavy use, I have gotten the rear ballast up to 900 pounds. When I was was building a road with crushed aggregate using the FEL and box blade, the tractor ballast stayed at 900 pounds the entire project.
Without ballast, you are putting the front axle of your tractor under severe strain when lifting heavy loads. Eventually, it will cause damage. Incidentally, if you were to experience front axle failure while under warranty, you can be assured you would be asked at some point how much rear ballast you were using when the damage occurred. If you were to indicate you didn't need any ballast, you very well could be in for a challenge on your warranty claim. Why risk any damage when the owners and operators manual is very clear about the need for rear ballast?
The owners / operators manual is filled with a lot of actually interesting and helpful information, including ballast charts. Take some time and read it cover to cover, as most who do usually comments about the things they learned while reading it which is new information to them.
You are just beginning the journey with your machine. The vast majority of advice given here on GTT is solely to help others, especially those who are new owners, avoid making mistakes or putting themselves into danger. Heed advice or ignore it, it's entirely up to you. It's your machine to use or misuse as you desire.