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Buying/Selling Tractors - How to be safe when there's no title?

4609 Views 27 Replies 12 Participants Last post by  Akovia
Here's the summary reason for my post - I bought my tractor new from a Deere dealer along with most of the implements. The other couple of items I also purchased new from another company or received as a gift. I own all of it outright. I have a deal pending to sell everything to a local resident and am wondering what is best to provide them in terms of any paperwork that shows full transfer of legal ownership to them in lieu of the fact that these items are not titled or registered within the state's systems.

I am not willing to provide a "full" copy of my original bill of sale to me because it has all of the pricing and such on it (plus it shows an implement that I have already sold). I suppose that I could take a photo of it, crop out the prices on the right side, and give that... But, that technically also still doesn't show that there is no lien on the machine (which there isn't).

If anyone has any suggestions or knows of a more formal 'registry' of sorts to use, I'm game.

Thanks in advance!
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As the seller, that's true. Buyers need to know their own side, regardless of where the purchase takes place.

I've sold items in the past that were bought by people out of state. And, while it wasn't my responsibility to know their requirements, it did make things go more smoothly because I was aware ahead of time of everything needed.
You only have to deal with the state laws where the sale physically happens. It doesn’t matter where the buyer is from, or even where you’re from. Just where the transaction takes place.
All of this makes trading in big ticket items sound appealing.
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The struggle here is because these items aren't titled or have any sort of "official" documentation that shows ownership. Houses have deeds, cars/trucks/trailers/etc. all have titles, powersports typically have registrations... Tractors have, well, pretty much nothing.
All of this makes trading in big ticket items sound appealing.
Nothing official means no GOV fee's for private sales!!!! No Gov in something is A OK by me!
The struggle here is because these items aren't titled or have any sort of "official" documentation that shows ownership. Houses have deeds, cars/trucks/trailers/etc. all have titles, powersports typically have registrations... Tractors have, well, pretty much nothing.
tractor and equipment is personal property. You don't have to do anything to sell it. If buyer has question or wants a receipt like a bill of sale that's fine. You're way overthinking the matter.
Are personal property "correct my English"
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As a banker, there is a way to check lien on a non-titled item. At least in Ga. I would think it would be somewhat standard in most states. "A UCC filing is a legal notice a lender files with the secretary of state when they have a security interest against one of your assets. It gives notice that the lender has an interest, or lien, against the asset being used by you to secure the financing. The term “UCC filing” comes from the uniform commercial code. In Ga, it is filed with the Clerk of Superior Court. It can be filed in the county you live in or on the statewide system. Most likely, Deere Financial is filing on the statewide system. Not sure as an individual how you would access the system. Lending institutions establish an account with the Superior Court system. I know you can go to your county Clerk's office & they can do a search for you. Your personal banker has the ability to look it up for you. The search is performed on the borrower's name. The search would show Deere's recording info along with a copy of the filed UCC. If it has been released/terminated, it will show a termination on file for that specific generated file number. If there is no release recorded, you need to contact the lender & demand a release/termination be filed.
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Deere maintains everything. Ask and ye shall receive.
Thanks. Reasonable points... However... I don't recall what I got (if anything) in the mail from Deere Financial when I paid off the loan (and if I did get something, I have no idea if I still have it or where it is). I do remember grabbing a screen shot of the account at the time showing no balance on the loan, but I don't know if I still have it. Plus, I don't know that there's any way to 'prove' that no lender currently shows my machine as collateral for a loan of any kind. I'm trying to figure out how to fully transfer ownership to the new owner so he's protected and can insure it if he wants or whatever...
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