That would be normal. They are expansion tanks, so only excess coolant is pushed out of the radiator when warmed up due to expansion. Because it isn’t subjected to constant flow, the tank is usually substantially cooler than the operating temp. The thing you can do is use an infrared thermometer to measure the temperature of the upper radiator hose where it exits the engine and the top tank off the radiator while it is running. Should measure approximately what the thermostat is rated for.