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The positive about a Hoe, when you're done with it, generally it'll sell for 50%+ of what you paid for it if in good+ shape. So 7k is actually 3.5k. 😎Doo the math on the loan.
I bet new @ 0% is better.
Are you gonna get 7K of use out of BH..??
You got a place to store it inside?
BH is great for strait line digging ,small stumps..etc.
A mini ex is worlds apart and you'll never go back to a BH.
Walk your property and see what projects a BH might work for.
Demo one or rent one and figure it out b4 dropping the cash for a ho.