I have been lurking here a couple years and recently joined to ask a couple questions. Today we finalized our order for a new JD 2038R with all the goodies. MSL loader, Backhoe, 72D mower, front mount snowblower, etc. We were a little taken aback by the total price, but the ability to get everything financed at once for 0% APR made it worth spending a bit more up front. We are Farm Bureau members and that qualified us for a small additional discount, and "platinum 1" status in JD rewards. Not sure if that is really much benefit, but every little bit helps. We have a 40 acre property in rural Iowa, aboult half of which is rented out to a real farmer for crop ground. The rest is a mix of timber and turf. The 2020 Derecho illistrated how difficult it is to deal with a property of this size without any sort of tractor. We cleared dozend of downed trees with nothing but a pickup truck and chainsaw and lots of hard work. We still have MANY trees to clean up and I am looking forward to having some better tools to do the job.