I was quoted 13,427.00 for a new 1023e with a H120 loader cash price, no finance. I'm also looking at a used 1025r with a h120 loader and 260 backhoe 81 hours 15,500.00 With the new one a get a warranty free delivery piece of mind. With the used I take a risk and have to pay someone to get it for me. Also I'm new at this. And if that tractor had something wrong with it I wouldn't be able to tell. Unless it was very obvious. I wouldn't know what to look for. If I get the new 1023e I want to be assured that 15hp at the pto will be enough to run a front "john deere" or a rear "frontier" snow blower. What would you do?