Farmer52, I have the X738 and I can assure you adding a front loader to any X7xx series tractor is possible. CTC makes a loader for these tractors and if you can find an older 45 loader you can attach one of those with a set of custom brackets. I have a 45 loader on mine and have moved over 75 tons of dirt and sod with it. I agree with you on the addition of a three point hitch. I use mine all the time with the Heavy Hitch for weights while using the loader and also to move trailers around and use the Garden Rake to help clean up garbage on one of my lots.In my opinion, the X758 is the Cadillac of garden tractors. The X758 has more versatility than a zero turn. You can add other attachments (short of a loader) if the need arises. And the X758 will likely be worth more if you decide to upgrade. If you maintain it properly, it will last a long time.